Morgan graduated from Stetson University with a Bachelor in Finance as a merit scholar and has over fifteen years of experience consulting in the employer benefits industry. Morgan is a Certified Enrollment Specialist, and a Cluster Benefits Disability Specialist. Currently, Mr. Pile is building a medical travel program for his Healthcare Risk Management clients. He is focused on being a proactive agent, actively managing risk, and providing innovative, cutting edge solutions for large self-funded employers. Morgan has experience working with employers, consultants, associations, and health care providers, by designing, implementing, and managing Domestic and International Network programs, PBM Management Reviews, Hospital Bill Compliance Reviews, Population Health management, and Medical Tourism to help take control of rising health care costs. Morgan meets with very large self-funded employers to determine the strategy for the benefit plan design, then builds and negotiates

on behalf of the client. Mr. Pile consults for national and international employers, governments, associations, and medical health care providers. He keeps up to date on ACA compliance – especially in Medical Tourism – where he is considered an expert. He has presented the opportunities that Obamacare has created in several conferences all over the world including, the U.S., Korea, El Salvador, Argentina, Guatemala, Colombia, Puerto Rico, Spain, Panama, Croatia and Costa Rica over the last 6 years. He also is a published author, with articles in Self-Funded Magazine, and Medical Tourism Magazine. Living in Puerto Rico for 12 years, Morgan is fluent in Spanish and is influential in Latin America.

Working for some of the biggest companies in the world Morgan, has the most extensive network, and knowledge in the industry. With partners and colleagues all over the world he can help clients on a global scale.